Guaranteed issue rights (also called “Medigap protections”)

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Rights you have in certain situations when insurance companies are required by law to sell or

offer you a Medigap policy. In these situations, an insurance company can’t deny you a Medigap

policy, or place conditions on a Medigap policy, like exclusions for pre-existing conditions, and

can’t charge you more for a Medigap policy because of a past or present health problem.

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